Today my annual car insurance was up for renewal. I buy my insurance via a small, independent, broker. They record my details (a 4 year old Mazda) and then using software search the marketplace for all offers from multiple insurance companies.
Could I make a saving by booking online? Probably yes. I expect there are websites that offer better prices when purchased direct rather than via my broker - but I don’t have the time to go and search the marketplace myself - besides my broker answers the phone within 2 rings - and I have a named individual there who I can contact.
What makes this interesting to me is that insurance is a bit like travel - a marketplace that has moved online. However I have kept my offline broker as they offer me a personal service and competitive prices….. I value my time - and they save it.
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